Lake Conroe, Montgomery County and Conroe real estate and homes for sale in Texas, waterfront, golf course - Rosie Thomas, REALTOR®  Rosie Thomas REALTOR(r) for Lake Conroe, Montgomery County and Conroe, Texas real estate, waterfront, golf course - NUMBER1EXPERT™  Rosie Thomas NUMBER1EXPERT(tm) for Lake Conroe, Montgomery County and Conroe, Texas real estate, waterfront, golf course
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 Rosie Thomas, REALTORŪ, real estate agents and broker for Lake Conroe, Montgomery County and Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
Where is the world's largest mud building?

A 
The Grand Mosque in west Africa measures 328 feet long and 131 feet wide, and has been carefully maintained for centuries by local craftsmen, especially during the rainy season.
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 Rosie Thomas, REALTORŪ, real estate agents and broker for Lake Conroe, Montgomery County and Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Rosie Thomas
Ruth Stultz & Co.

13080 Highway 105 West, Suite 130
Conroe, TX. 77304
Rosie Direct: 936-443-1203
Fax: 936-447-4702
Email: rosie@rosie-thomas.com

The obvious passion Rosie Thomas has for the Lake Conroe area and it's active lifestyle continues to inspire Rosie as one of the area's top real estate agents. With an unsurpassed knowledge of the local real estate market & stellar level of professional service, it's no wonder Rosie is Making a Splash in Lake Conroe Real Estate.

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